Your Trusted Professional of the Financial Sector

Yes in some cases, Luxembourg offers numerous advantages for company formation, including a stable political environment, favorable tax regime, and extensive double tax treaties. However, it is important to note that Luxembourg is not a tax haven, despite some misconceptions. The country maintains strict compliance with international tax standards and regulations.

It is a YES if you plan to develop your business on a cross border basis and that you foresee a rapid growth.

It is also a YES if you plan to install a start up where you plan to have a rapid fund raising (Opexia can assist you in the strategy).

It is also a big Yes if you are targeting financial services since the ecosystem is clearly helping you to develop a internationl value proposition.

Finally, it is a huge YES if you target to develop a value proposition aournd fund business (AIF/UCITS/Private Equity/Trading etc..) since the place is very active and specialized in the Fund Business.

But be carefull and take into consideration that the country framework is very mature and costs are not low as it was the case for some offshore business place. Cost of ownership for a legal structure may be integrated in the Business Model.

It is also a NO if you plan to develop a non specific domestic business in one UE country.

It is definitely a NO should you think to incorporate a company because you were thinking that the Luxembourg place is a heaven for tax purposes.

Opexia PSF is a Professional of the Financial Sector (PSF) regulated by the CSSF, offering a broader range of services including REGTECH solutions, compliance, and risk management. Unlike standard fiduciary companies, Opexia PSF provides specialized advisory and comprehensive support tailored to the financial sector, ensuring robust compliance and operational excellence.

Main Advantages : with Opexia PSF you will find the required legal & Financial expertise and should you need financial investment strategy needs, economic advices or funding needs, we will be able to provide a value added assistance and your assets will be secured.

Disavantage : Cost of regulation as regulated entity impacts the price of the services. You will need to compare what is comparable and the level of quality is higher  with regulated entity. Some typical use cases do not requires to contact a regulated entity as Opexia PSF and in the context of these use cases, a fiduciary office would certainly provide a better cost to the plain vanilla service required in the use case. 

The main types of companies in Luxembourg are the Société à Responsabilité Limitée (SARL), Société Anonyme (SA), Société en Commandite Simple (SCS), and Société en Commandite par Actions (SCA) and SCSp (Société en Commandite Spéciale). Depending on your specific needs, Opexia PSF will be able to recommand a choice which shall fit with your mid term needs. It shall be reminded that SOPARFI or SPF are not a typology of company but specific regime. Should you need information , do not hesiste to book an online videoconference with one of our consultant. 

The minimum share capital required to form a SARL in Luxembourg is €12,000.

The incorporation process for a non regulated company  typically takes about 2-3 weeks, depending on the complexity and completeness of the documentation provided.

In the case of a regulated company (ie requiring a filing with the CSSF or Commissariat Aux Assurances), the process is longer and depending on what type of structure is needed. Opexia PSF is able to assist you in the set up of all financial/Payment regulated entity to be registered in Luxembourg. Should you need more information, do not hesitate to book a videoconference on line with one of our experienced consultant.

Yes, there are no restrictions on foreigners being shareholders or directors of a Luxembourg company.

The notion of Substance will require to have additional resident directors and depending the type of company. Opexia PSF can provide you with the required governance and board members or managers to assist you in the structuration of the Company’s governance. 

Yes, every company incorporated in Luxembourg must have a registered office in the country.

For some types of company, Opexia can provide an address which will be registered as the main adress of the Company.

Yes, certain sectors like finance, insurance, and investment funds are subject to specific regulatory requirements and must obtain the necessary licenses and approvals from regulatory bodies.vient

Opening a bank account remotely is possible but can be challenging. It often requires visiting the bank or working with a service provider to facilitate the process.

Thanks to its expertise in Financial Services Opexia PSF will be able to assist you and act as intermediary for the Company to open a bank account.

The cost varies depending on the type of company and services required, but it generally includes notary fees, registration fees, and service provider fees (ie Opexia PSF incorporation fees).

For regulated businesses, the cost of CSSF instruction and filing with a service provider like Opexia PSF, Big4  or any lawyer shall be added and may represent a significant amount.